Report on Dept. of Education

 


🎓 Summary: Degrees Losing Professional Status

🔑 Context

  • The Department of Education is redefining which graduate degrees qualify as professional under new borrowing rules in the One Big Beautiful Bill Act.
  • Borrowing caps differ:
    • Graduate students: $20,500/year, $100,000 lifetime.
    • Professional students: $50,000/year, $200,000 lifetime.
  • The definition of professional degree determines who gets higher borrowing limits.

✅ Degrees Still Counted as Professional

  • Medicine (MD, DO)
  • Dentistry (DDS, DMD)
  • Pharmacy
  • Veterinary Medicine (DVM)
  • Optometry (OD)
  • Podiatry (DPM)
  • Chiropractic (DC, DCM)
  • Law (JD)
  • Theology (MDiv, MHL)
  • Clinical Psychology (PsyD in some drafts)

❌ Degrees Excluded from Professional Status

  • Nursing (including doctorates)
  • Social Work
  • Public Health
  • Physician Assistant
  • Occupational Therapy
  • Physical Therapy
  • Audiology & Speech-Language Pathology
  • Counseling, Mental Health, Marriage & Family Therapy
  • STEM & Graduate Programs: Engineering, Business, Architecture, Education, Urban Planning, Public Policy, Library Science, Data Science, Informatics, Allied Health

⚠️ Consequences

  • Excluded fields only qualify for the lower borrowing cap ($100,000 lifetime).
  • Many excluded professions require graduate degrees, licenses, and years of training, yet are denied higher loan access.
  • This disproportionately affects:
    • Women (who dominate nursing, social work, education, therapy fields).
    • Black, brown, and first-generation students.
  • Students may be forced into expensive private loans with high interest rates.
  • Service-based professions (teachers, nurses, social workers, therapists) risk being priced out of advanced education, weakening community support systems.

📌 Key Takeaway

The Department of Education’s reclassification narrows the definition of “professional degree” to a small set of fields, excluding many vital service-oriented and STEM professions. This shift reshapes access to federal borrowing, potentially limiting who can afford to pursue advanced education and disproportionately impacting women and marginalized groups.

Americans are:





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